--- title: "Benefits contract season map." description: "See historical benefit policy-end months and carrier shares in public plan filings. Keep reported dates separate from confirmed employer renewal cycles." canonical: "https://scalewithsearch.com/tools/benefits-contract-season" date: "2026-10-27" modified: "2026-10-27" --- ## Site navigation - [Scale With Search](https://scalewithsearch.com/) - Services - Services - [AI systems](https://scalewithsearch.com/ai-systems) - [Site build](https://scalewithsearch.com/work#site-build) - [Whole website fix](https://scalewithsearch.com/work#whole-website-fix) - [Content library with SEO](https://scalewithsearch.com/work#content-library) - [Working session](https://scalewithsearch.com/audit) - Start here - [Send your brief](https://scalewithsearch.com/work#send-your-brief) - [Example scope](https://scalewithsearch.com/work#review-the-example-scope) - [Prices and terms](https://scalewithsearch.com/work#prices-and-terms) - Industries - Real estate - [Real estate agents and teams](https://scalewithsearch.com/for/real-estate) - [Platforms, ownership, and IDX](https://scalewithsearch.com/for/real-estate/real-estate-website-platforms-ownership-idx) - [Search, content, and AI](https://scalewithsearch.com/for/real-estate/real-estate-search-content-ai) - [Inquiries, campaigns, and handoffs](https://scalewithsearch.com/for/real-estate/real-estate-website-inquiries-campaigns-handoffs) - [Buyer, seller, and local pages](https://scalewithsearch.com/for/real-estate/real-estate-buyer-seller-local-resources) - [Rules, privacy, and trust](https://scalewithsearch.com/for/real-estate/real-estate-website-rules-privacy-trust) - Browse by business - [Trades and home services](https://scalewithsearch.com/for/#group-trades) - [Health, wellness, and animal care](https://scalewithsearch.com/for/#group-practices) - [Law, finance, and IT](https://scalewithsearch.com/for/#group-professional) - [Marketing and SEO agencies](https://scalewithsearch.com/for/#group-agencies) - [Shops and manufacturers](https://scalewithsearch.com/for/#group-manufacturing) - [Restaurants, shops, studios, and nonprofits](https://scalewithsearch.com/for/#group-local-services) - Chiropractic practices - [Chiropractic and wellness practices](https://scalewithsearch.com/for/chiropractic-and-wellness-practices) - [Chiropractic and physical therapy clinics](https://scalewithsearch.com/for/chiropractic-and-physical-therapy-clinics) - [All industries](https://scalewithsearch.com/for/) - Resources - Free tools - [AI readiness check](https://scalewithsearch.com/check) - [Free tools](https://scalewithsearch.com/tools/) - [Free Starter Kit](https://scalewithsearch.com/kit/business-memory-starter-kit.zip) - Guides - [AI-native library](https://scalewithsearch.com/ai-native) - [Industry intelligence](https://scalewithsearch.com/intelligence) - [Office job guides](https://scalewithsearch.com/guides/) - [Business memory](https://scalewithsearch.com/articles/business-memory-for-ai-agents-guide) - [Agent governance](https://scalewithsearch.com/articles/ai-agent-governance-guide-small-business) - [Migration and ownership](https://scalewithsearch.com/articles/leaving-vendor-ai-memory-guide) - Articles - [All articles](https://scalewithsearch.com/articles/) - [What changed](https://scalewithsearch.com/changes/) - About - Evidence - [Proof](https://scalewithsearch.com/proof) - Scale With Search - [About](https://scalewithsearch.com/about) - [How it works](https://scalewithsearch.com/how-it-works) # Benefits contract season map. ## Public data Choose a sponsor mailing state and a reported benefit type. Read the result as filing history. ## What this shows The table groups reported policy-end dates by month. Carrier shares use covered lives summed across contract records. Carriers appear by their reported NAIC identifier. The prepared 2025 snapshot joins Schedule A to the core filing on acknowledgement ID. It selects the latest received filing for each sponsor, plan number, and reporting period. Duplicate schedule form IDs are counted once. A contract can carry several benefit flags. The same people can appear in several contracts. Covered lives are not unique employees, and carrier share is not statewide insurance market share. ## Limits A historical policy-end date is not a confirmed upcoming renewal. Missing or invalid dates are counted separately from the twelve-month table. Missing covered-lives counts do not become zeroes in a share calculation. These filings do not cover every employer or insurance arrangement. Geography follows the sponsor's mailing state. Different policy years can contribute to the same month. The source download date and response retrieval time are separate. The demo shows no employers, brokers, contract numbers, signers, street addresses, phones, employee health information, or commissions. It makes no individual insurance eligibility or pricing decision. It sends no messages. A separate monthly ingestion step prepares the snapshot. The server caches public results for one day. ## What the private version adds Your benefits lead sets the territory and lines. The private function joins filing history to the agency's approved account records. It stores confirmed renewal dates, carrier changes, and producer corrections in records your company owns. A licensed producer checks the employer and current cycle before any approach. Scale With Search scopes the collection, private-record join, and review queue as working functions. 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